@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--navy:#112c47;--navy-dark:#0b2238;--blue:#245477;--gold:#efb83e;--ink:#172c40;--muted:#586979;--line:#dce4eb;--pale:#eff4f8;--white:#fff;--radius:10px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;color:var(--ink);background:#fff;font-family:'DM Sans',Arial,sans-serif;font-size:16px;line-height:1.65}a{color:inherit;text-decoration:none}button{font:inherit}img{max-width:100%;display:block}h1,h2,h3,p{margin:0}h1,h2,h3,.brand{font-family:Manrope,Arial,sans-serif}a,button,summary{touch-action:manipulation}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #b17b0c;outline-offset:5px}.wrap{width:min(1180px,calc(100% - 80px));margin-inline:auto}.topbar{background:var(--navy);color:#fff;font-size:13px;letter-spacing:.02em}.topbar .wrap{display:flex;align-items:center;justify-content:space-between;min-height:37px}.topbar a span{margin-left:9px;font-weight:700}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line)}.header-inner{display:flex;justify-content:space-between;align-items:center;gap:28px;min-height:91px}.brand{display:flex;align-items:center;gap:13px;flex-shrink:0}.brand-mark{font-size:23px;font-weight:800;position:relative;border-right:1px solid #ccd6df;padding-right:15px;line-height:1.3}.brand-mark span{display:block;height:3px;background:var(--gold);margin-top:5px}.brand strong{display:block;font-size:20px;font-weight:800;line-height:1.3}.brand small{font-size:10px;letter-spacing:.23em;display:block;margin-top:3px;font-weight:800}.site-header nav{display:flex;align-items:center;gap:26px;font-size:14px;font-weight:600}.site-header nav>a:not(.button):hover{color:#97701c}.button{display:inline-flex;align-items:center;justify-content:center;gap:22px;padding:15px 24px;border-radius:5px;border:1px solid var(--navy);background:var(--navy);color:#fff;font-size:15px;font-weight:700;line-height:1.4;transition:background .2s,transform .2s}.button:hover{background:#234764;transform:translateY(-2px)}.button-sm{padding:12px 17px;font-size:13px;gap:14px}.button-outline{background:transparent;color:var(--navy)}.button-outline:hover{background:#e8eef3}.menu-toggle{display:none}.hero{background:#f3f6f9;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:68px;align-items:center;padding-block:58px 60px}.eyebrow{font-size:11px;letter-spacing:.16em;font-weight:800;color:#4e6377;margin-bottom:18px}.hero h1{font-size:clamp(42px,4.6vw,64px);font-weight:800;line-height:1.14;letter-spacing:-.048em}.hero h1 em{font-style:normal;color:var(--blue)}.hero-description{max-width:495px;margin-block:24px 27px;color:#516273;font-size:17px;line-height:1.8}.button-row{display:flex;gap:12px;flex-wrap:wrap}.hero-explore{display:inline-flex;margin-top:24px}.text-link{align-items:center;gap:12px;font-size:14px;font-weight:700;text-decoration:underline;text-underline-offset:5px;text-decoration-color:#a3b4c3}.portrait-panel{position:relative;isolation:isolate;padding:0 12px 26px 0;margin-top:5px}.portrait-accent{position:absolute;right:-15px;bottom:0;width:90%;height:90%;background:var(--gold);z-index:-1;border-radius:6px}.portrait{width:100%;height:480px;object-fit:cover;object-position:center 25%;border-radius:6px}.portrait-label{position:absolute;bottom:3px;left:-27px;right:31px;background:var(--navy);color:#fff;padding:21px 29px;border-left:4px solid var(--gold);box-shadow:0 10px 40px #132c471a}.portrait-label strong{display:block;font:700 25px Manrope,sans-serif;margin-block:4px 1px}.portrait-label>span:last-child{font-size:13px;color:#d1dce7}.small-label{font-size:9px;letter-spacing:.16em;font-weight:700;color:#e7c66e}.service-strip{border-bottom:1px solid var(--line);background:#fff}.service-strip .wrap{display:flex;gap:28px;align-items:center;justify-content:space-between;padding-block:25px;color:#4e6172;font-size:13px}.strip-label{font-size:9px;letter-spacing:.1em;border-right:1px solid var(--line);padding-right:30px;line-height:1.8;flex-shrink:0}.strip-label strong{font-size:15px;color:var(--navy);letter-spacing:0}.section{padding-block:82px}.section-heading{display:flex;align-items:end;justify-content:space-between;gap:60px;margin-bottom:34px}.section-heading .eyebrow{margin-bottom:12px}.section-heading p{max-width:360px;color:var(--muted);font-size:15px}h2{font-size:clamp(30px,3vw,39px);line-height:1.22;font-weight:800;letter-spacing:-.035em}.initial-benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.initial-benefits a{padding:30px;background:var(--pale);border:1px solid var(--line);border-radius:8px}.initial-benefits strong,.initial-benefits span{display:block}.initial-benefits strong{font-size:21px;margin-bottom:12px}.initial-benefits span{font-size:14px;color:var(--muted)}footer{background:var(--navy-dark);color:#e2e8ef;padding:40px 0;font-size:14px}.skip-link{position:fixed;top:-70px;left:15px;padding:12px;background:var(--gold);z-index:100}.skip-link:focus{top:12px}@media(min-width:1600px){.hero-grid{padding-block:75px}}@media(max-width:1050px){.wrap{width:calc(100% - 48px)}.site-header nav{gap:17px}.site-header nav .button{display:none}.hero-grid{gap:42px}.hero h1{font-size:48px}.portrait{height:460px}.service-strip .wrap{gap:17px;flex-wrap:wrap}.service-strip .strip-label{border:0}.section-heading{gap:25px}}@media(max-width:760px){.wrap{width:calc(100% - 40px)}.topbar{font-size:11px}.topbar a span{display:none}.header-inner{min-height:76px}.brand strong{font-size:18px}.menu-toggle{display:flex;align-items:center;gap:10px;background:transparent;border:1px solid var(--line);border-radius:4px;padding:7px 12px;font-size:14px;font-weight:600}.site-header nav{display:none;position:absolute;left:0;right:0;top:100%;padding:20px;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 8px 15px #112c4712}.site-header nav.open{display:flex;flex-direction:column;align-items:stretch;gap:0}.site-header nav a{padding:12px}.site-header nav .button{display:flex;margin-top:8px}.hero-grid{grid-template-columns:1fr;gap:38px;padding-block:38px 45px}.hero h1{font-size:clamp(39px,9vw,60px)}.hero-description{font-size:16px;margin-top:20px}.eyebrow{font-size:10px;letter-spacing:.11em}.hero .button-row{gap:10px}.hero .button{font-size:14px;padding:14px 18px}.portrait-panel{width:calc(100% - 18px);max-width:430px;margin:0 auto}.portrait{height:425px}.portrait-accent{right:-11px}.portrait-label{left:-8px;right:20px}.service-strip .wrap{justify-content:flex-start;gap:13px 20px;padding-block:23px;font-size:12px}.strip-label{width:100%;padding:0}.strip-label br{display:none}.strip-label strong{margin-left:10px}.section{padding-block:55px}.section-heading{display:block}.section-heading p{margin-top:17px;max-width:100%}.initial-benefits{grid-template-columns:1fr}.button-row .button{min-height:48px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
.benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;align-items:start}.benefit-card{border:1px solid var(--line);border-radius:8px;padding:28px 26px;background:#fff;min-height:337px;transition:box-shadow .2s}.benefit-card:hover{box-shadow:0 8px 28px #1630480b}.card-number{width:35px;height:35px;display:grid;place-items:center;background:var(--pale);font-size:12px;font-weight:800;letter-spacing:.06em;color:var(--blue);margin-bottom:21px;border-radius:6px}.benefit-card h3{font-size:22px;letter-spacing:-.035em;line-height:1.3;margin-bottom:9px}.benefit-card>p{font-size:14px;color:var(--muted);line-height:1.75}.benefit-card .card-tagline{font-size:13px;color:#344a5d;font-weight:700;margin-bottom:12px}.benefit-card details{margin-top:23px;border-top:1px solid var(--line)}summary{cursor:pointer;list-style:none}summary::-webkit-details-marker{display:none}.benefit-card summary{display:flex;align-items:center;justify-content:space-between;gap:15px;padding-top:17px;font-size:13px;font-weight:700;color:var(--blue)}.benefit-card summary span{font-size:22px;line-height:1}.benefit-card details[open] summary span{transform:rotate(45deg)}.details-body{padding-top:15px;font-size:14px;color:var(--muted)}.brochure-links{margin-top:15px;display:grid;gap:9px}.brochure-links a{display:block;color:var(--navy);padding:8px 0;border-bottom:1px solid var(--line);font-weight:600;line-height:1.5}.brochure-links a:hover{text-decoration:underline}.pdf-tag{font-size:10px;color:var(--muted);white-space:nowrap;display:inline-block;margin-left:6px}.benefit-footnote{display:flex;align-items:start;gap:50px;justify-content:space-between;margin-top:25px}.benefit-footnote p{font-size:12px;line-height:1.7;color:var(--muted);max-width:730px}.benefit-footnote>a{flex-shrink:0}.carrier-row{display:flex;align-items:center;justify-content:center;gap:43px;border-top:1px solid var(--line);margin-top:45px;padding-top:30px}.carrier-row>span:first-child{font-size:12px;color:var(--muted)}.carrier-row img{width:90px;height:55px;object-fit:contain}.carrier-row .fg-logo{height:54px;width:55px}.carrier-word{font-weight:700;color:#346979;font-size:25px}.carrier-word.allstate{color:#1d65a4}.enroll-section{padding-block:66px;background:var(--navy);color:#fff}.enroll-heading{text-align:center}.enroll-heading .eyebrow{color:#e3be66;margin-bottom:12px}.enroll-heading h2{font-size:35px}.enroll-heading p{color:#c9d6e1;font-size:15px;margin-top:15px}.enroll-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px;margin-top:36px}.enroll-grid article{border:1px solid #ffffff30;border-radius:7px;padding:31px 34px;background:#ffffff04}.step-label{font-size:10px;font-weight:700;letter-spacing:.13em;color:#e9c675}.enroll-grid h3{font-size:24px;margin-block:10px 13px;letter-spacing:-.025em}.enroll-grid p{font-size:15px;color:#c6d3df;max-width:430px;margin-bottom:23px}.enroll-grid small{display:block;font-size:11px;margin-top:13px;color:#b7c6d4}.button-gold{background:var(--gold);color:var(--navy-dark);border-color:var(--gold)}.button-gold:hover{background:#f6ca64;border-color:#f6ca64}.button-light{background:#fff;color:var(--navy);border-color:#fff}.button-light:hover{background:#e9f0f5;border-color:#e9f0f5}.retirement-grid{display:grid;grid-template-columns:.8fr 1.2fr;align-items:center;gap:75px;padding-block:88px}.retirement-photo{position:relative}.retirement-photo img{width:100%;height:457px;object-fit:cover;border-radius:7px}.photo-note{position:absolute;bottom:23px;left:0;background:var(--gold);font-size:10px;letter-spacing:.11em;padding:13px 21px;font-weight:800}.retirement-copy h2{max-width:540px}.retirement-copy>p{color:var(--muted);margin-top:22px;font-size:15px;line-height:1.8}.check-list{padding:0;list-style:none;margin:24px 0 29px;color:#374e61;font-size:14px;display:grid;gap:10px}.check-list li{padding-left:27px;position:relative}.check-list li:before{content:'✓';position:absolute;left:0;color:#2b6683;font-weight:800}.retirement-copy .retirement-help{font-size:13px;max-width:465px}.retirement-help a{text-decoration:underline;text-underline-offset:3px;color:var(--navy)}.about-section{padding-block:70px;background:var(--pale)}.about-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:95px}.company-lockup{display:flex;align-items:center;gap:12px;margin-top:32px}.company-lockup img{width:38px;height:38px;object-fit:contain}.company-lockup span{font-size:10px;font-weight:700;letter-spacing:.35em;line-height:1.7}.company-lockup strong{font-size:10px;letter-spacing:.2em}.about-copy h3{font-size:25px;margin-bottom:15px;letter-spacing:-.025em}.about-copy p{font-size:15px;color:var(--muted);margin-bottom:18px;line-height:1.85}.about-copy>a{display:inline-flex;margin-top:2px}.join-section{display:grid;grid-template-columns:86px 1fr 220px;align-items:center;gap:34px}.afge-lockup{width:80px;line-height:0;background:#112c6e}.afge-lockup img{display:block;width:100%;height:auto}.join-section h2{font-size:29px}.join-section .eyebrow{font-size:10px;margin-bottom:12px}.join-section p{color:var(--muted);font-size:14px;max-width:550px;margin-top:14px;margin-bottom:17px}.join-section .text-link{display:inline-flex}.join-aside{border-left:1px solid var(--line);padding-left:28px}.join-aside strong{font-size:14px}.join-aside p{font-size:13px;margin-top:8px}.join-aside a{font-size:14px;font-weight:700;text-decoration:underline;text-underline-offset:4px}.contact-section{background:var(--navy);color:#fff;padding-block:70px}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:95px;align-items:center}.contact-section .eyebrow{color:#e6c371;font-size:10px}.contact-section h2{font-size:38px}.contact-section p{font-size:15px;line-height:1.8;color:#c4d1dd;margin-block:20px 26px;max-width:390px}.contact-methods>a,.contact-methods>div{display:block;position:relative;border-bottom:1px solid #ffffff28;padding:22px 36px 22px 0}.contact-methods>div:last-child{border:0}.contact-methods span{display:block;font-size:10px;letter-spacing:.13em;color:#aabfce;font-weight:700;margin-bottom:7px}.contact-methods strong{display:block;font-size:20px;line-height:1.5;overflow-wrap:anywhere;font-weight:500}.contact-methods i{position:absolute;right:0;top:36px;font-style:normal;color:var(--gold);font-size:23px}.contact-methods>a:hover strong{text-decoration:underline;text-underline-offset:5px}footer{padding:35px 0 25px}.footer-top{display:flex;align-items:center;justify-content:space-between;gap:30px}.footer-brand .brand strong{font-size:18px}.footer-brand .brand-mark{border-color:#ffffff38}.footer-links{display:flex;gap:27px;font-size:13px}.footer-links a:hover{text-decoration:underline}.footer-bottom{display:flex;gap:70px;justify-content:space-between;align-items:start;border-top:1px solid #ffffff20;padding-top:22px;margin-top:30px}.footer-bottom p{font-size:11px;color:#a9bccb}.footer-bottom p:last-child{max-width:615px;text-align:right;line-height:1.7}@media(max-width:1050px){.retirement-grid{gap:40px}.retirement-copy h2{font-size:34px}.retirement-photo img{height:450px}.about-grid,.contact-grid{gap:45px}.join-section{grid-template-columns:70px 1fr;gap:28px}.join-aside{display:none}.carrier-row{gap:28px}.benefit-card{padding:25px 20px}.benefit-card h3{font-size:20px}.benefit-grid{gap:15px}.contact-methods strong{font-size:18px}}@media(max-width:760px){.benefit-grid{grid-template-columns:1fr}.benefit-card{min-height:0;padding:25px}.benefit-card h3{font-size:23px}.card-number{margin-bottom:16px}.benefit-card>p{font-size:15px}.benefit-card summary{font-size:14px}.benefit-footnote{display:block}.benefit-footnote>a{display:inline-flex;margin-top:18px}.carrier-row{gap:20px 24px;flex-wrap:wrap;margin-top:30px}.carrier-row>span:first-child{width:100%;text-align:center}.carrier-row img{width:70px;height:45px}.carrier-row .fg-logo{width:42px;height:45px}.carrier-word{font-size:22px}.enroll-section{padding-block:48px}.enroll-heading{text-align:left}.enroll-heading h2{font-size:31px}.enroll-grid{grid-template-columns:1fr;gap:18px;margin-top:26px}.enroll-grid article{padding:26px}.enroll-grid h3{font-size:23px}.enroll-grid .button{font-size:14px;gap:12px;padding-inline:17px}.retirement-grid{grid-template-columns:1fr;gap:30px;padding-block:55px}.retirement-photo{max-width:500px}.retirement-photo img{height:310px;object-position:center 45%}.retirement-copy h2{font-size:31px}.retirement-copy .button{font-size:14px;gap:12px;padding-inline:17px}.retirement-copy>p{font-size:16px}.check-list{font-size:15px}.about-section{padding-block:50px}.about-grid{grid-template-columns:1fr;gap:27px}.about-grid h2 br{display:none}.company-lockup{margin-top:24px}.about-copy p{font-size:16px}.join-section{grid-template-columns:1fr;gap:24px}.afge-lockup{width:55px}.join-section h2{font-size:30px}.join-section p{font-size:16px}.contact-section{padding-block:50px}.contact-grid{grid-template-columns:1fr;gap:22px}.contact-section h2{font-size:33px}.contact-methods strong{font-size:19px}.contact-methods>a,.contact-methods>div{padding-right:27px}.footer-top{align-items:start;flex-direction:column;gap:26px}.footer-links{flex-wrap:wrap;gap:22px}.footer-bottom{display:block;margin-top:25px}.footer-bottom p:last-child{text-align:left;margin-top:15px}.retirement-copy .retirement-help{font-size:14px}.pdf-tag{font-size:11px}}
.portrait-panel{max-width:430px;width:100%;justify-self:end;padding-bottom:91px}.portrait{height:465px}.portrait-label{left:-22px;right:24px}.section-heading p,.benefit-card>p:not(.card-tagline),.enroll-grid p,.retirement-copy>p,.about-copy p,.join-section p,.contact-section p{font-size:16px}.benefit-card{min-height:378px}.enroll-grid small{font-size:12px}.retirement-copy .retirement-help{font-size:14px}.about-grid h2 br:after{content:' '}@media(max-width:760px){.portrait-panel{width:calc(100% - 18px);padding-bottom:80px}.portrait{height:auto;aspect-ratio:1145/1374;object-fit:contain}.portrait-label{left:-8px;right:15px;padding:19px 23px}.benefit-card{min-height:0}.about-grid h2 br{display:initial}}
@media(max-width:360px){.header-inner{gap:8px}.brand{gap:9px}.brand strong{font-size:16px}.brand-mark{font-size:20px;padding-right:10px}.menu-toggle{padding:6px 9px;font-size:13px;gap:6px}.brand small{font-size:9px}}

/* Retirement workshops */
.workshops-section{padding:65px 0 72px;background:#f5f8fa;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.workshops-heading{display:flex;align-items:center;justify-content:space-between;gap:32px}.workshop-month{font-size:14px;font-weight:800;letter-spacing:.12em;color:var(--blue);margin-bottom:13px}.workshops-heading h2{max-width:620px}.workshop-members{font-size:14px;font-weight:700;color:var(--navy);border-left:3px solid var(--gold);padding:9px 0 9px 16px;max-width:180px}.workshops-intro{max-width:800px;margin-top:22px;font-size:16px;color:var(--muted)}.workshops-zone-note{font-size:14px;color:var(--muted);margin-top:12px}.workshop-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin-top:31px;align-items:stretch}.workshop-card{background:#fff;border:1px solid var(--line);border-top:4px solid var(--gold);border-radius:8px;padding:26px;min-width:0}.workshop-card-top{display:flex;flex-direction:column;align-items:flex-start;gap:10px}.workshop-day{font-size:16px;color:var(--muted)}.workshop-status{font-size:13px;font-weight:700;color:var(--blue);background:var(--pale);padding:3px 9px;border-radius:4px;order:-1}.workshop-card h3{font-size:26px;letter-spacing:-.035em;margin-top:3px;line-height:1.3}.workshop-time{font-size:21px;font-weight:800;margin-top:19px;line-height:1.6}.workshop-time span{display:block;font-size:14px;font-weight:500;color:var(--muted)}.workshop-timezones{font-size:14px;color:var(--muted);margin-top:7px;white-space:normal}.workshop-timezones span{padding-inline:5px}.workshop-registration{margin-top:22px;padding-top:22px;border-top:1px solid var(--line)}.workshop-registration[hidden],.workshop-ended[hidden],.workshops-expired[hidden]{display:none}.workshop-qr{display:flex;align-items:center;gap:15px;margin-bottom:21px}.workshop-qr img{width:112px;height:112px;flex-shrink:0;object-fit:contain;background:#fff;padding:6px;border:1px solid var(--line);border-radius:4px}.workshop-qr p{font-size:14px;color:var(--muted);line-height:1.65}.workshop-registration .button{width:100%;font-size:14px;padding:14px 12px;gap:10px}.workshop-ended{font-size:16px;color:var(--muted);border-top:1px solid var(--line);margin-top:22px;padding-top:22px}.workshop-past{border-top-color:#bbc8d2;background:#f9fbfc}.workshop-past .workshop-status{color:#526577;background:#e8eef2}.workshop-personal{margin-top:32px;padding-top:29px;border-top:1px solid var(--line);display:flex;gap:30px;align-items:center;justify-content:space-between}.workshop-personal h3{font-size:21px;letter-spacing:-.025em}.workshop-personal p{font-size:16px;color:var(--muted);max-width:650px;margin-top:7px}.workshop-personal .button{flex-shrink:0}.workshops-expired{margin-top:25px;padding:20px;border-left:3px solid var(--gold);background:#fff;font-size:16px}.workshops-expired a{text-decoration:underline;text-underline-offset:3px}
@media(max-width:1050px){.workshop-card{padding:21px}.workshop-qr{display:block}.workshop-qr p{margin-top:10px}.workshop-qr p br{display:none}.workshop-timezones span{padding-inline:1px}.workshop-personal{align-items:flex-start}.workshop-personal .button{font-size:14px;padding-inline:15px}}
@media(max-width:760px){.workshops-section{padding:46px 0 50px}.workshops-heading{display:block}.workshop-members{display:inline-block;max-width:none;margin-top:20px;padding-block:3px}.workshops-heading h2{font-size:31px}.workshops-intro{margin-top:19px}.workshop-grid{grid-template-columns:1fr;gap:18px}.workshop-card{padding:25px}.workshop-card-top{flex-direction:row;justify-content:space-between;align-items:center;gap:10px;flex-wrap:wrap}.workshop-status{order:initial}.workshop-card h3{font-size:28px;margin-top:9px}.workshop-time{margin-top:16px}.workshop-qr{display:flex;gap:20px}.workshop-qr p{margin:0}.workshop-qr p br{display:initial}.workshop-personal{flex-direction:column;gap:20px}.workshop-personal .button{width:100%}.workshop-past{order:1}}